Do you have further questions about expat health insurance? We have compiled and answered frequently asked questions for you in our FAQ section.
Advantages & Highlights
Treatment at the doctor, dentist and hospital
Recognized by the authorities
Top benefits such as psychotherapy and dental check-ups
Deductible optional (starting at the Comfort rate)
Daily sickness allowance benefit can be added for loss of earnings
For Germans/Austrians abroad: option to extend coverage beyond 5 years
Care Expatriate Basic/-Comfort/-Premium
Your benefits at a glance*
Care Expatriate Basic starting at 58.00 € / Month |
Our bestseller Care Expatriate Comfort starting at 63 € / Month |
Care Expatriate Premium starting at 109 € / Month |
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Inpatient treatment |
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| Inpatient treatment, shared room, without optional benefits | ||
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| Ambulance services | ||
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| Daily hospital allowance | ||
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€ 20.00, up to 20 days | € 30.00, up to 30 days |
| Daily hospital allowance, rate of all in EUR 100.00 for each full inpatient exceeding 14 days | ||
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| Travel expenses for visiting a family member for inpatient stays of more than 14 days | ||
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€ 500.00 | € 1,000.00 |
Outpatient treatment |
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| Outpatient treatment | ||
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| Screenings/preventive examinations aimed at early detection of disease | ||
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€ 250.00 | € 500.00 |
| Prescription medications and dressings | ||
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Psychotherapy  |
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| € 500.00 | € 1,000.00 | € 1,500.00 |
| Visual aids | ||
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€ 100.00 | € 300.00 |
| Remedies | ||
| € 250.00 | € 500.00 | € 1,500.00 |
| Medically prescribed aids | ||
| accident related up to EUR 500.00 |
€ 500.00 | € 2,500.00 |
| Outpatient rehabilitation measures, up to 21 days | ||
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Dental treatment |
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| Dental treatment, yearly check-up and dental cleaning | ||
| € 600.00 | |
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| Dentures |
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60% | 80% |
| Accident-related dentures | ||
| 80 % up to € 1,000.00 | 80 % up to € 2,000.00 |
100 % up to € 3,000.00 |
Pregnancy |
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| Pregnancy examinations and treatment, Delivery, Waiting period: 8 months | ||
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Return transportation |
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| Medically advised return transportation | ||
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| Extended liability | ||
| 1 Month | 3 Months | |
| Repatriation/burial costs in event of death of the insured person | ||
| up to € 25,000.00 | up to € 25,000.00 | up to € 25,000.00 |
Further benefits |
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| Insurance coverage in your home country, per policy year | ||
| up to 30 days | up to 45 days | up to 90 days |
| Deductible can be deselected | ||
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| 24/7-Emergency number for medical emergencies | ||
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| Digital insurance card | ||
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| Book now | ||
*For a complete list of benefits please see the insurance terms and conditions.At the Basic and Comfort rates max. €100 per session, at the Premium rate max. €150.
Please refer to the insurance terms and conditions for the maximum limits per policy year.
Care Expatriate Basic/-Comfort/-Premium
Your benefits at a glance*
| Our bestseller |
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|---|---|---|---|
| Care Expatriate insured benefits* |
Basic starting at 58.00 / Month |
Comfort starting at 63 € / Month |
Premium starting at 109 € / Month |
Inpatient treatment |
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| Inpatient treatment, shared room, without optional benefits | |
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|
| Ambulance services | |
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| Daily hospital allowance | |
€ 20.00 (up to 20 days) | € 30.00 (up to 30 days) |
| Daily hospital allowance, rate of all in EUR 100.00 for each full inpatient exceeding 14 days | |
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| Travel expenses for visiting a family member for inpatient stays of more than 14 days | |
€ 500.00 | € 1,000.00 |
Outpatient treatment |
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| Outpatient treatment | |
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|
| Screenings/preventive examinations aimed at early detection of disease | |
€ 250.00 | € 500.00 |
| Prescription medications and dressings | |
|
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| Psychotherapy |
€ 500.00 | € 1,000.00 | € 1,500.00 |
| Visual aids | |
€ 100.00 | € 300.00 |
| Remedies | € 250.00 | € 500.00 | € 1,500.00 |
| Medically prescribed aids | accident related up to EUR 500.00 | € 500.00 | € 2,500.00 |
| Outpatient rehabilitation measures, up to 21 days | |
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Dental treatment |
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| Dental treatment, yearly check-up and dental cleaning | € 600.00 | |
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| Dentures |
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60% | 80% |
| Accident-related dentures | 80 % up to € 1,000.00 | 80 % up to € 2,000.00 | 100 % up to € 3,000.00 |
Pregnancy |
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| Pregnancy examinations and treatment, Delivery, Waiting period: 8 months | |
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Return transportation |
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| Medically advised return transportation | |
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| Extended liability | 1 Month | 3 Months | |
| Transfer/funeral costs in event of death of the insured person | up to € 25,000.00 | up to € 25,000.00 | up to € 25,000.00 |
Further benefits |
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| Insurance coverage in your home country, per policy year | up to 30 days | up to 45 days | up to 90 days |
| Deductible can be deselected | |
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| 24/7-Emergency number for medical emergencies | |
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| Digital insurance card | |
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| Book now | |||
*For a complete list of benefits please see the insurance terms and conditions.At the Basic and Comfort rates max. €100 per session, at the Premium rate max. €150.
Please refer to the insurance terms and conditions for the maximum limits per policy year.
Premium overview
Care Expatriate
worldwide excluding US, CA, MX
Basic |
Bestseller Comfort |
Premium |
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|---|---|---|---|---|---|
| SB* 150.00 |
SB* 150.00 |
SB* 500.00 |
SB* 0.00 |
SB* 500.00 |
SB* 1000.00 |
Entry age: 0-12 Years |
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| 64.00 | 104.00 | 81.00 | 191.00 | 149.00 | 117.00 |
Entry age: 13-40 Years |
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| 58.00 | 84.00 | 63.00 | 181.00 | 141.00 | 109.00 |
Entry age: 41-60 Years |
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| 68.00 | 103.00 | 77.00 | 256.00 | 201.00 | 156.00 |
Entry age: 61 - 74 Years |
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| 246.00 | 322.00 | 248.00 | 432.00 | 336.00 | 263.00 |
| Book now | |||||
*Deductible |
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Premium overview
Care Expatriate
worldwide including US, CA, MX
Basic |
Bestseller Comfort |
Premium |
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|---|---|---|---|---|---|
| SB* 150.00 |
SB* 150.00 |
SB* 500.00 |
SB* 0.00 |
SB* 500.00 |
SB* 1000.00 |
Entry age: 0-12 Years |
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| 175.00 | 280.00 | 220.00 | 495.00 | 385.00 | 300.00 |
Entry age: 13-40 Years |
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| 145.00 | 225.00 | 170.00 | 465.00 | 363.00 | 285.00 |
Entry age: 41-60 Years |
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| 195.00 | 265.00 | 210.00 | 660.00 | 515.00 | 405.00 |
Entry age: 61 - 74 Years |
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| 710.00 | 920.00 | 725.00 | 1175.00 | 965.00 | 750.00 |
| Book now | |||||
*Deductible |
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Premium overview
Care Expatriate
worldwide excluding US, CA, MX
| Our bestseller |
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|---|---|---|---|---|---|---|
| Care Expatriate |
Basic |
Comfort |
Premium |
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| Deductible per year (in €) |
150.00 |
150.00 |
500.00 |
0.00 |
500.00 |
1000.00 |
| Entry age: 0-12 (€ / Month) |
64.00 | 104.00 | 81.00 | 191.00 | 149.00 | 117.00 |
| Entry age: 13-40 (€ / Month) |
58.00 | 84.00 | 63.00 | 181.00 | 141.00 | 109.00 |
| Entry age: 41-60 (€ / Month) |
68.00 | 103.00 | 77.00 | 256.00 | 201.00 | 156.00 |
| Entry age: 61-74 (€ / Month) |
246.00 | 322.00 | 248.00 | 432.00 | 336.00 | 263.00 |
| Book now | ||||||
Premium overview
Care Expatriate
worldwide including US, CA, MX
| Our bestseller |
||||||
|---|---|---|---|---|---|---|
| Care Expatriate |
Basic |
Comfort |
Premium |
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| Deductible per year (in €) |
150.00 |
150.00 |
500.00 |
0.00 |
500.00 |
1000.00 |
| Entry age: 0-12 (€ / Month) |
175.00 | 280.00 | 220.00 | 495.00 | 385.00 | 300.00 |
| Entry age: 13-40 (€ / Month) |
145.00 | 225.00 | 170.00 | 465.00 | 363.00 | 285.00 |
| Entry age: 41-60 (€ / Month) |
195.00 | 265.00 | 210.00 | 660.00 | 515.00 | 405.00 |
| Entry age: 61-74 (€ / Month) |
710.00 | 920.00 | 725.00 | 1175.00 | 965.00 | 750.00 |
| Book now | ||||||
Choose between 3 rates
Care Expatriate Comfort -
Our bestseller
Our bestseller
Our bestseller with top benefits such as preventive check-ups, the daily hospital sickness allowance benefit and comprehensive coverage at the dentist is as individual as you are: you can choose between a deductible of €150 or €500 and thus pay a slightly higher or lower premium.
Book now
Care Expatriate Premium -
Our best coverage
Our best coverage
Our premium package offers you top benefits that are almost equivalent to those of a fully-fledged private health insurance policy. With our top coverage, you can opt out of your deductible completely so that you are fully covered for your time abroad.
Book now
Care Expatriate Basic -
Our best price
Our best price
Our best price rate gives you reliable coverage for your stay: In addition to medical, dental and hospital treatment, up to 30 days in your home country are of course also covered – starting at just €58 per month.
Book now
This may also interest you:
Care Cash
Daily sickness allowance insurance
Daily sickness allowance insurance
A must for the self-employed individuals and freelancers: our Care Cash daily sickness allowance benefit pays you a selectable amount per day in the event of prolonged absence from work so that you can mitigate your loss of earnings. You can take out Care Cash directly together with your health insurance.
More information
Care Protector
Accident and liability insurance
Accident and liability insurance
Protect yourself abroad with liability and accident insurance against the costs of an accident and against the costs of damage that you accidentally cause to someone else! Book now starting at just €2 per month!
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Care College
If you are going abroad to attend a language school or study, or if you are coming to Germany from abroad as a language student, then our Care College insurance is the right choice for you.
More information
We take care of you!
We have been your partner for fair and reliable health insurance coverage abroad for over 26 years. More than two million customers from all over the world have already placed their trust in us.
Downloads & Service
Downloads
In the event of a claim
Interesting facts
Information on the benefits of health insurance
Care Expatriate
Take out your insurance now
Here you can take out your Care Expatriate health insurance coverage and receive immediate confirmation
Terms and conditions of insurance
General terms and conditions of insurance for
expatriates
Questions & Service
Frequently asked questions, reporting a claim and customer portal
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.
