After having filled out the online form, you will receive a printable insurance certificate by e-mail, if all information are complete and valid. You can generally already use this to apply for or extend the visa or residence permit. After successful assessment of your application and from 120 days term of insurance we will also send you an original copy of the insurance policy, pre-printed treatment vouchers and an insurance card by mail within two working days.
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The policyholder/contracting party is the person concluding this contract for himself or for another person.
If the policyholder’s name is not on the letter box, please enter the displayed name in the field c/o.
Has the insured person had their permanent residence in Germany or Austria for at least two years?
If the exact date of entry is not yet known, please select the presumed date of entry.
Your permanent residence is the country in which you resided before commencing the trip. If you are a foreign national with your permanent residence in Germany/Austria, you may take out insurance for your stay outside of Germany.
Select as the country of stay the country in which you will be residing during the term of the insurance cover.
Bis zur Vollendung des 7. Lebensjahres sind Kinder nicht schuldfähig. Der Abschluss der Haftpflichtversicherung in der Variante S ist deswegen nicht möglich. In den Tarifvarianten M und XL können diese versichert werden, genießen aber nur Schutz im Bereich der Unfallversicherung.
For administrative reasons, the minimum premium in tariff S is EUR 10, in tariff M EUR 12 and in the tariff variant XL EUR 15.
The premium for the entire term of insurance must be paid all at once in advance.
For terms of several years you have the option to first take out cover for a shorter period and then – before the insurance term applied for expires – to request a renewal for the remaining period. For technical reasons, the renewal must be treated like a new application and the minimum premium will also apply once again to the renewal period. When splitting periods, try to make sure that you adhere to the minimum premium in every period.
In the case of terms of several years paid in advance, refund of overpaid annual premiums is possible in the event of premature cancellation.
The premium for the liability insurance respectively liability and accident insurance can only be paid monthly if you selected monthly and Direct debit as the method of payment and chose at least 6 months as term of insurance.
Liability insurance protects you against claims for damages from a third party.Accident insurance protects against financial hardships incurred through the reduction of your ability to work either because of a disability or death following an accident.
In addition to health insurance we offer – in a legally separate policy – personal liability insurance or a personal liability/accident insurance package with the following scope:
If paying by bank transfer or paying in cash, you should always make sure that the money will be received on time and that you indicate your policy number as well as the period to which the payment relates.
Payment by credit card is only possible as advance payment for the entire insurance period. Then a surcharge of 4% of the insurance premium, or at least a minimum of EUR 3.00, will apply. The premium will be collected for the entire period of coverage at the beginning of the agreed coverage period. If you select the “Credit card” payment mode, the next screen will ask you for your credit card details.
Payment by PayPal / creditcard is only possible as advance payment for the entire insurance period. Then a surcharge of 4+% of the insurance premium, or at least a minimum of EUR 3.00, will apply. The premium will be collected for the entire period of coverage at the beginning of the agreed coverage period. If you select the PayPal / creditcard payment mode, the next screen will ask you for your PayPal / creditcard account details.
Please enter German or Austrian current accounts only, because we can only do direct debit in those countries. In case of the SEPA direct debit method, the premiums due will be collected shortly before the period of coverage to which the premiums due relate. A few days before we will send you a pre-notification. If you choose for payment at once, the entire insurance premium will be collected at the beginning of the period of coverage.
Beachten Sie dabei, dass dies Einfluss auf die Prämienhöhe hat.
In case of payment-interval one-off the premium will be collected for the entire period of coverage at the beginning of the agreed coverage period. When paying one-off, the above premium scale (tariff table) forms the basis for the premium.
Payment per month is only possible in case of the direct debit method In case of a term of insurance from 180 days it`s also possible. In this case the monthly premium is EUR 46 for persons up to 64 years and EUR 125 for persons between 65 and 73 years.
Here you can fill in a further e-mail-address, to which we will send the insurance documents aditionally.*
The fields marked with an * asterisc are not compulsory for conclusion of the policy, but it makes easier to approach you. You won’t get unrequested advertising by e-mail.