After having filled out the online form, you will receive a printable insurance certificate by e-mail, if all information are complete and valid. You can generally already use this to apply for or extend the visa or residence permit. After successful assessment of your application we will also send you an insurance card by mail within two working days. Help: auxiliary information you will find touching the next to the respective fields.
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Please use our online-service for follow-up contracts (renewal)
The policyholder / contract holder is the person purchasing this policy for him/herself or for another person.
If the policyholder’s name is not on the letter box, please enter the displayed name in the field c/o.
This person cannot be insured under this plan! Please contact our Sales department at +49 228 97735-44.
€
For an additional EUR 7 per month you will get:
and further benefits as you can learn from the general conditions of insurance. In case of a doctor's visit, points 1 and 2 will facilitate the settlement with the doctor essentially. The additional premium of € 7 per month pays for itself with one single doctor's visit per year by the higher refund rate and the elimination of the deductible of € 50. If you do not consult any doctor, you get back one monthly premium in the amount of € 52,50.
If the exact date of entry/departure (start of the trip) is not known, please select the anticipateddate of entry/departure. It is possible and easy to postpone the commencement of coverage in writing (via mail, fax or email) before the coverage begins.
Your permanent residency is the country in which you resided and lived your social and professionalife before the start of the trip. If you are a foreign national with your permanent residency in Germany/Austria, you may take out insurance for your stay outside of Germany/Austria.
Select as the country of destination the country in which you will mainly be residing during the duration of the insurance coverage.
Please fill in your language school, university or technical college.
Liability insurance protects you against claims for damages from a third party.Accident insurance protects against financial hardships incurred through the reduction of your ability to work either because of a disability or death following an accident.
In addition to health insurance we offer – in a legally separate policy – personal liability insurance or a personal liability/accident insurance package with the following scope:
* The premium must be paid as a single premium for the entire term. Insurance cover only exists, if the insurance premium is paid completely.For a complete list of benefits see the Terms and conditions of liability/accident insurance.
Children are not criminally liable to the end of their 7th year of life. Therefore, liability insurance coverage at the S rate is not possible. They can be insured at the M and XL rates, however only with accident insurance coverage.
* The premium will be shown afterthe payment method has been chosen.
Due to administrative reasons, the minimum premium at the S rate is EUR 10, at the M rate EUR 12 and at the XL rate EUR 15.
The premium for the entire duration of coverage must be paid all at once in advance.
For terms of several years you have the option of first taking out coverage for a shorter period of time and then – before the insurance term applied for expires – to request an extension for the remaining period. For technical reasons, the extension must be treated as a new application and the minimum premium will also apply once again to the extension period. When splitting periods, make sure you adhere to the minimum premium in every period.
In the case that many terms of coverage have been paid in advance, a refund of the too many paid annual premiums is possible with a premature cancellation.
The premium for the liability insurance respectively liability and accident insurance can only be paid monthly if you selected monthly and Direct debit as the method of payment and chose at least 6 months as term of insurance.
Please enter German or Austrian current accounts only, because we can only do direct debit in those countries. In case of the SEPA direct debit method, the premiums due will be collected shortly before the period of coverage to which the premiums due relate. A few days before we will send you a pre-notification. If you choose for payment at once, the entire insurance premium will be collected at the beginning of the period of coverage.
If paying by bank transfer or paying in cash, you should always make sure that the money will be received by Care Concept on time and that you indicate your policy number.
Credit card / PayPal: Along with your payment there is a processing fee of 4% of the insurance premium or at least EUR 3.00. The premium charged to your PayPal or credit card account will be collected for the entire period of coverage. Your PayPal or credit card details will be requested once you have sent us the application.
In the case of a one-off payment, the premium will be due for the entire duration of coverage at the commencement of coverage.
So that we can collect the SEPA direct debit from the indicated account, we need the name and surname of the account holder and a SEPA direct debit mandate. The mandate will be deposited with us as a PDF document to your payment details. You will receive the mandate as a PDF, sent to the e-mail address you provided. Please enter below the data of the account holder:
As part of the SEPA migration enacted by the EU, you must state your BIC instead of your bank code and your IBAN instead of the account number. These can be found, depending on the bank, on your debit card or on your bank statement. If the BIC and IBAN cannot be found out, you can contact us for your support by dialing +49 228 97735-44, +49 228 97735-11 or +49 228 97735-33.So that we can collect the SEPA direct debit from the indicated account, we need a SEPA direct debit mandate. The mandate will be deposited with us as a PDF document to your payment details. You will receive the mandate as a PDF, sent to the e-mail address you provided.
If paying by credit card, a surcharge of 4% of the insurance premium, or at least a minimum of EUR 3.00, will apply. The premium will be collected for the entire period of coverage within on week of taking out the policy.Your credit card details will be requested once you have sent us the application.
Along with your payment there is a processing fee of 4% of the insurance premium or at least EUR 3.00. The premium charged to your PayPal or credit card account will be collected for the entire period of coverage. Your PayPal or credit card details will be requested once you have sent us the application.
Tipp for qq-user:To be sure that you receive all documents, please fill in another (not qq-)e-mail in the field for the second e-mail
The fields marked with an * asterisc are not compulsory for conclusion of the policy, but it makes easier to approach you. You won’t get unrequested advertising by e-mail.
By clicking on the adjoining field you are confirming that you have read, understand and agreed the following conditions.. At the same time you are confirming that you have printed and / or downloaded the following conditions:
By clicking on the adjoining field you are confirming that you have read, understand and agreed the following conditions. At the same time you are confirming that you have printed and / or downloaded the following conditions:
