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Haftpflichtversicherung - Liability insurance

Care Protector - Liability insurance

Auslandskrankenversicherung

Introduction


Insurable persons

Versicherbar sind Personen

  • mit ausländischer Staatsangehörigkeit und ständigem Wohnsitz im Ausland während eines vorübergehenden Aufenthaltes in der Bundesrepublik Deutschland oder Österreich und Personen
  • mit deutscher Staatsbürgerschaft und ständigem Wohnsitz in der Bundesrepublik Deutschland sowie mit österreichischer Staatsbürgerschaft und ständigem Wohnsitz in Österreich während eines vorübergehenden Auslandsaufenthaltes.

Versicherungsfähig sind Personen bis zum vollendeten 74. Lebensjahr.

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Scope of insurance coverage

Die Versicherungen gelten nur während des Aufenthaltes im Ausland.

Insurer

HanseMerkur Reiseversicherung AG
Siegfried-Wedells-Platz 1
20354 Hamburg

Duration of coverage

Die Höchstversicherungsdauer beträgt 60 Monate.

Liability insurance Type S Type M Type XL
Lump sum coverage for personal injury and property damage Type S: 1 Mio. EUR Type M: 2 Mio. EUR Type XL: 2.5 Mio. EUR
Deportation costs to cover undertakings of the policyholder versus German authorities Type S: 1,000,– EUR Type M: 2,000,– EUR Type XL: 3,000,– EUR
Monthly payment by direct debit is only possible if you choose a duration of coverage of at least 6 months! Otherwise the premium must be paid as a single premium for the entire duration. Type S: 10,000,– EUR Type M: 25,000,– EUR Type XL: 50,000,– EUR
Loss-of-key coverage for private dwellings (room or apartment), deductible EUR 100.00 per claim
Type S: - Type M: - Type XL: 1,000,– EUR
General deductible per claim Type S: 250,– EUR Type M: 0,– EUR Type XL: 0,– EUR
 
Personal liability insurance Type S Type M Type XL
Basic disability benefit Type S: - Type M: 30,000,– EUR Type XL: 40,000,– EUR
Maximum disability benefit with a degree of disability of 350% Type S: - Type M: 105,000,– EUR Type XL: 140,000,– EUR
Death benefit in the event of accidental death Type S: - Type M: 15,000,– EUR Type XL: 25,000,– EUR
Salvage costs following an accident Type S: - Type M: 7,500,– EUR Type XL: 10,000,– EUR
Cosmetic operations due to an accident Type S: - Type M: 2,500,– EUR Type XL: 5,000,– EUR
Monthly premium* Type S: 2,– EUR Type M: 4,– EUR Type XL: 7,50 EUR
Minimum premium Type S: 10,– EUR Type M: 12,– EUR Type XL: 15,– EUR

* The premium for the liability insurance respectively liability and accident insurance can only be paid monthly if you selected monthly and Direct debit as the method of payment and chose at least 6 months as term of insurance. Insurance coverage is only provided when the insurance premium is paid in full.
For a complete list of benefits see the Terms and conditions of liability/accident insurance.

Premium list Care Protector
Type S Type M Type XL
* The premium must be paid as a single premium for the entire duration of coverage.Insurance coverage is only provided when the insurance premium is paid in full.
Take out insurance

Der Abschluss erfolgt über die Online-Beantragung unter Online-Antrag.

Download shortinfo

 Kurzinformation Care Protector als PDF herunterladen (140KB)

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Please note that the English translation is for convenience only. The legally binding version is the German one.


Haftpflichtversicherung

Insurance type: Liability insurance for travellers



 Direct order

Care Concept AG
Your partner for health insurance abroad

Care Protector x

Insurance type
Liability-/Liability- and accident insurance
Insurable persons
Germans abroad, foreign nationals in the EU
Entry age
0-73 Years
Premium Care Protector
from EUR 2 / Month
Duration
1 Month - 5 Years
Benefits*
  • Lump sum coverage from 1 Mio. up to 2.5 Mio.
  • Deportation cost choosable: EUR 1,000.00 up to EUR 3,000.00
  • Co-insurance of damage to rented property from EUR 10,000.00 (tariff S)
Haftpflichtversicherung • Description • Haftpflichtversicherung Liability insurance, Liability insurance for travellers, Liability insurance abroad Foreigners in Germany, Germans abroad Information
Haftpflichtversicherung • In brief • Haftpflichtversicherung Liability insurance, Liability insurance for travellers, Liability insurance abroad Foreigners in Germany, Germans abroad In brief (PDF)
Haftpflichtversicherung • online application • Haftpflichtversicherung Liability insurance, Liability insurance for travellers, Liability insurance abroad Foreigners in Germany, Germans abroad online application

*For a complete list of benefits see the general insurance conditions (GTI).